Personal Loan

This is The Lead Generation Website is a short to the medium-term unsecured loan (no collateral) that you can use to meet current financial needs. We will connect you with financial experts.

Apply For INR100,000 to INR5,000,000

(Minimum loan amount INR100,000)

(Maximum loan amount INR5,000,000)

4.5 / 5 (15 Reviews)

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How to apply loan 3 step only

1

Apply in Minutes

First, we need to know a little about you and your needs for a loan.

2

Verify and Approve

You will within five working hours of submitting your application and get approved

3

Secure Your Funds

After approval, we will can you to work out the details. We sent money within hours of approval.

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    Our Services:

    • Personal Loan
    • Business Loan
    • Car Loan
    • Home Loan
    • Working Capital Loan
    • Student Loan
    • Used Car Loan

    Why choose BJA Finance

    Fast Online Application

    We do provide flawless service that benefits you fast & hassle-free disbursement.

    Our Partners

    Some of our leading partner personal loan partners are HDFC, ICICI Bank, Axis Bank, Citibank, IDFC, Yes Bank, and Bajaj.

    EMI Calculator

    You can calculate easily your loan’s EMI with our EMI calculator.

    Multiple Repayment Options

    Repayment schedule: Min – 12 months( 1 years) & Max – 60 Months ( 5 years).^T&C apply

    No Hidden Costs

    Loan Processing Charge@1.5% on 1000,000 = Rs.15000

    Documentation charges = Rs. 500

    Amortization Schedule charges = Rs. 200

    Maximum Annual Percentage Rate (APR)

    Min APR – 10.41%. Max APR – 31%

    RBI Advisory: Warning! Beware of fake calls on new loan offer in the name of any bank or an NBFC. We will never call for any advance payment from its prospects/customers.

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    Customer satisfied

    What our customer says

    “Excellent, Fast and easy I m really happy.

    - Eula Hank, Company Name

    I got an unsecured business loan. They were incredibly fast, responsive, and turned what would have been a very difficult and long process into a simple, straightforward one. I definitely plan to use them again the next time I need financing.

    - Nimmo Lukar, Company Name

    About BJA Finance

    Insight loan advisors is a completely independent loan advising service and our directory of lenders gives you all the information

    Our loan sanction is one of the quick with easy documentation and doorstep.

    Fast, Free and Flexible

    Reach Us 24/7

    100% Safe and Secure

    Loan to any purpose

    Home Improvement

    To make your home loan journey a smooth sail, in this article we will help you to know eligibility criteria, rates of interest, process, necessary documents, comparison and transfer for lowest rates.

    Working Capital Loan

    Running a successful business is challenging especially when one’s focus is on getting funds into place – instead of the business in hand. In order ensure that you and your business focus on your core potential.

    Buy a New car

    A car loan is a great way to drive your dream car without making the complete payment upfront. You don’t need to wait for some more months or years to buy your dream car as you can take a car loan to meet your fund requirement.

    Business

    Business loan is the obvious choice if you need a finance for Business finance, Medical emergency, Wedding purposes, Abroad travel, Holidays, Child education and for buying consumer durable things.

    Education

    We believe, given the right tools and aid every child has the potential to be successful. Our education loans aim to be the very tool that will enable them to reach their goals in life.

    Personal Loan

    Individual Loan Interest Rates shift between driving banks. Further, banks additionally charge differential rates dependent on the client profile. Individual Loan Rate offers to rely upon the advance sum you are qualified for, the organization you work for, your compensation, and your current financial relationship with the bank.

    Let’s Discuss Your Options

    Apply For Free Today

    INTEREST RATES

    Interest Rates Interest rate starting from 8.25% to 11.5%
    Tenure Ranging from 12 to 60 months
    Loan Amount Maximum Loan Amount – 80 Lakhs
    Fees – Processing Charges would be applicable
    – Prepayment Fee at 5% p.a. of principal outstanding + GST
    – Loan cancellation charges – 3,000 + GST
    Eligibility for Salaried Employees – Age between 23 and 58 years
    – Minimum monthly income – 17,500
    – For Mumbai and Delhi borrowers – 25,000
    – For Chennai, Hyderabad, Bengaluru, Pune, and Kolkata – 20,000
    – Two years stable employment
    – One year continuous stay at your residence
    Eligibility for Self Employed – Age for self-employed individuals – 28-65 years
    – Age for Doctors – 25-65 years
    – Minimum Turnover for Non – professionals – 80 Lakhs
    – Minimum Turnover for Professionals – 15 Lakhs
    – Minimum Profit after tax for Proprietorship/ partnership & self employed individuals – 2 Lakhs
    – Minimum Profit after tax for non- professionals – 1 Lakh
    – Business stability of 5 years in current business for Self employed individuals
    – For Doctors – 3 years of business stability
    Features – No security or guarantor
    – Balance transfer of another bank’s loan
    – Quick approval within 72 hours
    – Loan insurance
    Types of Loans Personal Loan, Business Loan, Education Loan, Vehicle Loan
    No Advance FeeGet Instant Loan Approved

    No Advance Fee, No Paper Work, Fill The Form Below & Get Disburse.