Personal Loan

This is The Lead Generation Website is a short to the medium-term unsecured loan (no collateral) that you can use to meet current financial needs. We will connect you with financial experts.

Apply For INR100,000 to INR5,000,000

(Minimum loan amount INR100,000)

(Maximum loan amount INR5,000,000)

4.5 / 5 (15 Reviews)

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How to apply loan 3 step only

1

Apply in Minutes

First, we need to know a little about you and your needs for a loan.

2

Verify and Approve

You will within five working hours of submitting your application and get approved

3

Secure Your Funds

After approval, we will can you to work out the details. We sent money within hours of approval.

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Why choose BJA Finance

Fast Online Application

We do provide flawless service that benefits you fast & hassle-free disbursement.

Our Partners

Some of our leading partner personal loan partners are HDFC, ICICI Bank, Axis Bank, Citibank, IDFC, Yes Bank, and Bajaj.

EMI Calculator

You can calculate easily your loan’s EMI with our EMI calculator.

Multiple Repayment Options

Repayment schedule: Min – 12 months( 1 years) & Max – 60 Months ( 5 years).^T&C apply

No Hidden Costs

Loan Processing Charge@1.5% on 1000,000 = Rs.15000

Documentation charges = Rs. 500

Amortization Schedule charges = Rs. 200

Total Cost Of the Loan:
Annual interest rate 12% of 1,000,000 =  Rs120000/- + loan Processsing Charges 2% of 1,000,000 = Rs20,000/- + Documentation Charges = Rs 500/- + Amortization Schedule Charges= Rs 200/-
Total Cost of the Loan  – 120000 + 20,000 + 500 + 200 = 140,700/-

Maximum Annual Percentage Rate (APR)

Min APR – 10.41%. Max APR – 31%

RBI Advisory: Warning! Beware of fake calls on new loan offer in the name of any bank or an NBFC. We will never call for any advance payment from its prospects/customers.

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What our customer says

“Excellent, Fast and easy I m really happy.

- Eula Hank, Company Name

I got an unsecured business loan. They were incredibly fast, responsive, and turned what would have been a very difficult and long process into a simple, straightforward one. I definitely plan to use them again the next time I need financing.

- Nimmo Lukar, Company Name

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Loan to any purpose

Home Improvement

To make your home loan journey a smooth sail, in this article we will help you to know eligibility criteria, rates of interest, process, necessary documents, comparison and transfer for lowest rates.

Working Capital Loan

Running a successful business is challenging especially when one’s focus is on getting funds into place – instead of the business in hand. In order ensure that you and your business focus on your core potential.

Buy a New car

A car loan is a great way to drive your dream car without making the complete payment upfront. You don’t need to wait for some more months or years to buy your dream car as you can take a car loan to meet your fund requirement.

Business

Business loan is the obvious choice if you need a finance for Business finance, Medical emergency, Wedding purposes, Abroad travel, Holidays, Child education and for buying consumer durable things.

Education

We believe, given the right tools and aid every child has the potential to be successful. Our education loans aim to be the very tool that will enable them to reach their goals in life.

Personal Loan

Individual Loan Interest Rates shift between driving banks. Further, banks additionally charge differential rates dependent on the client profile. Individual Loan Rate offers to rely upon the advance sum you are qualified for, the organization you work for, your compensation, and your current financial relationship with the bank.

Let’s Discuss Your Options

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